Did you know that the number of Americans without health insurance has been increasing since 2016? In fact, the first half of 2020 had a whopping 30 million Americans who were uninsured.
Without health insurance, you can easily drown in debt after following up on the slightest health scare. However, no one should have to avoid going to the doctor because of financial reasons. It’s important to have coverage in case the worst happens.
Are you wondering what you need to do? Keep reading to learn all about how to enroll in Obamacare.
The Purpose of Obamacare
Have you ever asked yourself, “What is Obamacare?”
Obamacare is a colloquial term for the Patient Protection and Affordable Care Act (ACA). This legislation was created so that healthcare could be more accessible to all, including people who have preexisting conditions. It was also created to address the rising cost of health insurance overall.
Are you wondering how you can sign up for this affordable healthcare?
When to Sign Up
If you’d like to exchange your current healthcare insurance for Obamacare, you must do it within the annual window. This window opens on the first of November and shuts after December 15th.
Don’t panic if you end up missing the exchange window. It’s still possible to sign up for private insurance in the meantime. You can also submit an application for Medicaid.
There’s even the possibility of special enrollment periods like the one Biden opened up during the pandemic.
The exact cost of this healthcare can vary from state to state. This is why it’s best to compare premiums and total costs before making the switch.
Be aware that, in some states, it’s permissible for a provider to ask you about work requirements. In that case, you’ll need to provide proof of employment.
What You Get With Obamacare
It’s worth noting what comes with your Obamacare enrollment. This insurance lists 10 essential services that will be a part of your plan, including prescription drugs, ER services, preventative care, hospitalization, maternity care, pediatric care, lab testing, and outpatient services. You’ll be glad to know that care related to chronic conditions and disabilities is also considered essential.
If you have any children, it’s your right to have them under your insurance plan up until they turn 26 years old. This certainly comes in handy in a world where most young adults are being burdened by college debt and other rising expenses.
Are You Ready to Enroll in Obamacare?
Now that you’ve learned all about how to enroll in Obamacare, you can make sure you get the coverage you need. Having this protection will be able to give you peace of mind.
FutureWise Insurance makes it easy to get affordable coverage for everything that matters, including dental, vision, health, and even life insurance. By working with the major providers, we’re proud to be able to offer you a wide variety of plans.
If you have any questions about our services, please feel free to reach out to us and we’ll get back to you as soon as possible.