Did you know experts predict the dental industry will be worth almost $700 billion by 2030?
Although oral health is essential, it’s an unfortunate fact that dental procedures can be quite expensive, especially if you don’t have dental insurance. However, there are plenty of ways you can save money on the kind of care you need.
Do you want to get the best dental insurance cost? Keep reading to learn all about the fees involved with this quick guide.
What Dental Insurance Entails
Are you asking yourself, “What is dental insurance?”
Dental insurance is much like health insurance except it focuses on oral health. With that in mind, you can expect to pay a premium from month to month and also have possible deductibles.
Depending on the exact plan, there could be a waiting period before the coverage starts. Another requirement might include having a primary dentist who falls under the category of your new insurance provider’s network of dental practices.
The good news is that almost all preventative care is covered by your insurance plan. However, there may be some co-pays required for other types of dental care. It’s also worth knowing that a majority of plans have an allowance cap each year.
What You Can Expect to Pay
When it comes to dental insurance costs, it’s difficult to predict the exact numbers. However, one of the most common models of cost-sharing is split into increments of 100-80-50.
This refers to covering 100% of the costs for dental procedures that fall under the category of preventative, such as teeth cleanings. It also fully covers routine procedures, such as biannual check-ups, X-rays, and more.
The 80% increment usually applies to basic procedures that are neither routine nor preventative. One of the most common is getting a filling for a cavity. Tooth extractions and even root canals are also considered basic.
You can expect the 50% increment to apply to what is known as major services. This can range from crowns and implants to bridges and dentures.
As if that wasn’t enough coverage, you can even find a plan that can cover braces and other orthodontic devices. If you look at any dental insurance guide, you’ll be glad to know that plans can be quite affordable. Even higher-end plans are only a few dozen dollars in terms of monthly premiums.
Are You Ready to Find the Best Dental Insurance Cost?
Now that you’ve learned about the fees involved, you can make sure you get the best dental insurance cost. That way, you won’t have to pay for perks you don’t even need or be bogged down with hidden fees.
FutureWise has made getting insurance as easy as possible. We believe in finding a plan that fits your needs, whether it’s dental insurance, life insurance, health insurance, or all of the above.
If you have questions about how we do things and what we can provide for you, feel free to reach out to us. We’re always happy to be of service.