Affordable Dental Insurance
Having dental insurance can sometimes be an afterthought for many people, but having good dental insurance is equally as important as having good medical insurance. Dental insurance covers a wide range of dental needs that are essential in maintaining a healthy dental record for years to come.
What Exactly Does Dental Insurance Cover?
Insurance can be a tricky thing to understand at times. That is why we strive to take away all of the headaches that come along with finding the best insurance rates for you to attain. Just like medical insurance, there is a monthly rate or premium for every dental insurance plan.
Some plans cover more than others. Those are the plans that will tend to cost a little bit more money each month.
The standard dental insurance plans cover most of the costs if not covered in full for routine dental visits.
All of these procedures may be covered depending on the insurance plan.
Affordable Dental Insurance To Fit Your Needs
Dental Savings Plans
- Not Insurance, So No Waiting Periods
- All Procedures Covered
- Up to 50% Savings
Dental Insurance Plans
- Choice of PPO or HMO Plans
- Many Plans Include 100% Coverage for Preventative Dental - I.E. Cleanings and X-Rays
- Broad Choice of Dentists
Finding the proper insurance plan to fit your dental needs is what we strive to do for every customer. Knowing that you will be covered in any situation is very important to us. That is why we will guide you through choosing the right plan for you!
Here we will go over the different types of dental insurance plans that are offered. Comparing the types of insurance plans side by side will give some great insight on choosing the best plan for you.
Dental insurance coverages are split up into three categories. Those three categories are; indemnity, PPO and HMO plans. Indemnity plans tend to cover more dental care providers than PPO or HMO plans. With an indemnity plan, the carrier will pay for the services provided only after they receive a bill. Meaning you may have to pay upfront at your visits and then be reimbursed on a later date. While PPO or HMO managed-care insurance plans are pre-negotiated rates and all procedures will be submitted to your insurance for you.
In a nutshell, you will have more options on which dentist you would like to use with an indemnity plan. Rather than choosing from a list of pre-approved dentists with the managed-care plans. Although, a managed-care plan would mean less out-of-pocket costs to you.
Free Insurance Quote
At FutureWise our goal is to protect you from life’s unexpected twists and turns with the proper protection to meet your needs. We will help you uncover your needs through effective fact-finding so that we are able to find a lasting solution both for now and in the future. Make your future a wise future with FutureWise!