Medicare Part D (Prescription Drug Plan)

What You Should Know About Medicare Part D (Prescription Drug Plan)

Do you need Medicare Part D? Who can get it? And is it worth doing so?

FutureWise Insurance can help you find the answers you need.

What Is Medicare Part D?

Medicare Part D is an optional part of the Medicare program. It helps with prescription drug coverage and is used mainly by those who are already enrolled in Medicare Part A or B or have certain disabilities. Medicare Part D is required to provide coverage for certain prescriptions, but not all. It is recommended that each plan is checked for your particular medication before signing up.

Who Can Get It?

Currently, those who enroll in Medicare Part D (Prescription Drug Plan) are either 65 or older, have a certain disability, or end-stage kidney failure. While it isn’t mandatory to enroll, many have found it helpful in covering their prescription medication costs.

Benefits of Medicare Part D

Those who decide to enroll in Medicare Part D usually are in need of prescription medication coverage. This particular Medicare program covers a wide range of prescription medication as well as helps lower the cost of others. Medicare Prescription Drug Plan can also help pay for outpatient prescription drugs purchased at retail, mail order, home infusion, and long-term care pharmacies.

Frequently Asked Questions

How Much Does Medicare Part D cost?

There are various customizable plans offered through Medicare Part D. In addition, we can help you navigate and find the most affordable plans out there.

Request a free quote and one of our insurance agents will be happy to show you your plan options.

When Can I Sign Up?

Consult with one of our insurance advocates to be sure of the right dates for you. Usually, you can sign up during the 7‑month period that starts 3 months before the month you turn 65, includes the month you turn 65 and ends 3 months after the month you turn 65.

Are you under the age of 65 and have a qualifying disability? You may qualify to enroll as well. Check with one of our friendly team members at FutureWise to find out more.

Will I Need to Switch Pharmacies If I Sign Up?

All Medicare Part D plans have a pharmacy network included to choose from. To check and make sure that your preferred pharmacy is included in the network, check with your insurance agent and your personalized plan.

See If Medicare Part D Prescription Drug Plan Is For You

We are here to help you select the best plan for your lifestyle!