{"id":3497,"date":"2021-10-29T08:37:18","date_gmt":"2021-10-29T13:37:18","guid":{"rendered":"https:\/\/futurewiseinsurance.com\/?p=3497"},"modified":"2021-12-09T19:38:35","modified_gmt":"2021-12-10T01:38:35","slug":"how-to-choose-the-best-affordable-dental-insurance","status":"publish","type":"post","link":"https:\/\/futurewiseinsurance.com\/how-to-choose-the-best-affordable-dental-insurance\/","title":{"rendered":"How to Choose the Best Affordable Dental Insurance"},"content":{"rendered":"

Though\u00a095% of Americans<\/a>\u00a0understand dental health as important to their well-being, only 64% actually have the benefits they need to see a professional regularly. If you lack quality insurance, it’s important that you research providers and plans.<\/p>\n

Here, we’re going to look at how you can choose the best affordable dental insurance to fit your needs. Read on to learn some of the things that you should look for in a provider.<\/p>\n

Understand\u00a0Coverage and Cost<\/h2>\n

Good dental insurance plans<\/a>\u00a0can cover a wide variety of different procedures. Some will only checkups and cover routine cleanings. Others will cover bridges, crowns, root canals, and more.<\/p>\n

As you might expect, plans that cover more cost more money. Typical plans will cover 100% of routine checkups\/cleanings, 70% of basic procedures, and 50% of more complex procedures. If you need more than this, you’ll need to invest a bit more in a plan, but make sure that it’s worth it.<\/p>\n

Talk to Your Employer<\/h2>\n

Many employers offer dental coverage to their employees. You would need to pay your employer for access to their group dental insurance plan. This would likely be a better deal than the ones you would get elsewhere.<\/p>\n

Group rates are much lower per person than individual rates are. Your plan also may be partly subsidized through work. This means that you’ll need to pay even less money.<\/p>\n

However, be careful that you read the fine print. Many employers don’t offer coverage on major dental procedures. They just give you the basics, which means that you’ll likely need to purchase supplemental insurance to meet your needs.<\/p>\n

This still may be less expensive than buying all insurance on your own. However, if you have greater needs or want to pay for insurance all in one place, this may not be for you. Individual coverage has advantages in that you can pick the precise plan that you and your family need.<\/p>\n

Consider What You Personally Need to be Covered<\/h2>\n

Choosing individual or small group dental insurance lets you pick and choose the procedures that are important to you. If you or a spouse have serious dental problems, you might want to go with a higher-priced plan.<\/p>\n

This will give you a lower deductible if\u00a0care is an inevitability.<\/a>\u00a0If your family has children, personal or small group coverage also allows you to pay for pediatric dental insurance.<\/p>\n

Look Into Waiting Periods<\/h2>\n

Dental plans always have waiting periods. These are just timeframes in which they aren’t going to pay for certain dental procedures.<\/p>\n

Luckily, some have shorter waiting periods than others do. This is critical for those who need frequent or immediate care. Make sure that you look at not just what procedures your plan will cover but also when it will cover them.<\/p>\n

Get the Best Affordable Dental Insurance Today<\/h2>\n

While choosing the best affordable dental insurance can be tricky, there are a lot of options available to you. Now that you know how to find a plan that best suits your needs, it’s time to get started.<\/p>\n

We’re committed to helping you find the right insurance plan to help keep your teeth healthy and sparkling.\u00a0Contact us<\/a>\u00a0with any questions you have about our dental insurance plans and to get a free quote.<\/p>\n","protected":false},"excerpt":{"rendered":"

Though\u00a095% of Americans\u00a0understand dental health as important to their well-being, only 64% actually have the benefits they need to see a professional regularly. If you lack quality insurance, it’s important that you research providers and plans. Here, we’re going to look at how you can choose the best affordable dental insurance to fit your needs. […]<\/p>\n","protected":false},"author":6,"featured_media":3498,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[50],"tags":[26,27],"class_list":["post-3497","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dental-insurance","tag-dental-insurance","tag-dental-savings-plan"],"yoast_head":"\nHow to Choose the Best Affordable Dental Insurance - FutureWise Insurance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/futurewiseinsurance.com\/how-to-choose-the-best-affordable-dental-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Choose the Best Affordable Dental Insurance - FutureWise Insurance\" \/>\n<meta property=\"og:description\" content=\"Though\u00a095% of Americans\u00a0understand dental health as important to their well-being, only 64% actually have the benefits they need to see a professional regularly. 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